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The NMPA and protected retirement ages

The government stipulates at what age an individual may start to take pension benefits. This is known as the Normal Minimum Pension Age (NMPA). Since it was first introduced in April 2006, the NMPA has changed over time. As such, two different forms of protected retirement age have been introduced – 2010 protected pension age and 2028 protected pension age.

The Normal Minimum Pension Age is currently set at age 55 and is due to increase to age 57 in April 2028. However, as we cover here, clients may have various forms of protected retirement ages in place – all with associated conditions attached to them.

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