Overview
Technical resources
Tax planning opportunities for 2024/25 Replacement of the lifetime allowance Retirement Income Pension Forum The Platform Clinic Pension, retirement and tax planning Pensions tax relief and annual allowances The beneficiaries flexi-access drawdown conundrum Retirement and pensions training Personal tax and trust planning training
Technical hub Retirement income Regulation, due diligence and compliance Training support
Technical matters
Technical matters
Tax planning opportunities for 2024/25 Replacement of the lifetime allowance Retirement Income Pension Forum The Platform Clinic Pension, retirement and tax planning Pensions tax relief and annual allowances The beneficiaries flexi-access drawdown conundrum Retirement and pensions training Personal tax and trust planning training
More support
Paraplanner technical hub
Paraplanner technical hub
Technical hub Retirement income Regulation, due diligence and compliance Training support
Retirement income advice in a changing regulatory landscape
In this 45-minute webinar, our panel of experts considers the FCA’s Thematic Review of the Retirement Income Advice Market and what the implications are for advice firms. They also discuss the income options on offer and whether new solutions should be considered.
What is covered?
- Why the FCA is so focused on the role and delivery of retirement income advice
- The key risks to firms of providing retirement income advice to clients and the actions they should take
- Whether firms need to have a different advice proposition and charging structure for clients in the decumulation phase of their lives
- What constitutes a sustainable income and whether tools or models should be adopted to help ensure an income lasts as long as the client does
- Other regulatory initiatives that could impact the advice sector, such as the FCA consultation proposing that firms set aside capital for potential redress liabilities.
Retirement income advice guide
Prompted by the FCA review earlier in the year, this guide reflects the considered view of the market as the importance of the FCAs intervention becomes fully appreciated. It gives an assessment of the issues and practices around retirement income advice and includes practical pointers as to where current practices may need to alter.
Download nowThe FCA’s Retirement Income Advice Review
The key areas identified by the FCA for improvement in the advice process.
Download Fidelity Adviser Solutions’ summary
Download Thistle Initiatives’ overview
About the speakers
Paul Richards, Fidelity Adviser Solutions
Paul is Head of Distribution and has worked at Fidelity since 2006. He is responsible for the development and implementation of sales strategy, as well as the day-to-day management of the field-based and telephony sales teams.
Paul has over 34 years’ experience in financial services, beginning his career at a life insurance company, before moving to Skandia, where he held various sales roles, culminating in the role of Sales Development Manager for the London region.
Paul holds the Advanced Financial Planning Certificate and is an Associate of the Chartered Insurance Institute.
Paul Squirrell FPFS, Fidelity Adviser Solutions
Paul is Head of Retirement and Savings Development. He is a retirement and savings specialist, helping advisers with the complexities and ongoing changes in tax legislation.
Paul started his career in Financial Services in 1987 and was working as a pension specialist in the employee benefits sector before joining Fidelity in 2007. Prior to that he was an Independent Financial Adviser in the Suffolk Area.
Paul is a Chartered Financial Planner and a Fellow of the Personal Finance Society.
Paul Caine, Thistle Initiatives
As an Associate Director at Thistle Initiatives and a dedicated member of the Chartered Insurance Institute (CII), Paul consistently demonstrates his commitment to upholding the highest standards of professionalism and expertise in the financial services industry. His involvement in Section 166 projects underscores his dedication to enhancing the industry's integrity and regulatory compliance. Specializing in pensions and investments, Paul possesses a profound understanding of regulatory compliance across various sectors. His established track record is a testament to his ability to deliver tangible benefits to his clients.
Dorian Cameron, Thistle Initiatives
Dorian has over 25 years of experience in financial services, with a particular emphasis on regulated financial advice. In addition to his degree in Economics and Business Administration, he holds qualifications such as the CISI Investment Advice Diploma and Private Client Investment Advice and Management. As a Chartered Fellow of the CISI, he has previously held FCA control functions (CF10, 11, and 30) at various firms, including fund managers and advisers.
Andy Brown, Retirement Solutions Consultant at Standard Life
Andy has held several senior executive roles within the Insurance and Asset Management industries. Notably as an Investment Director within Prudential’s Treasury and Investment Office where he was a member of the executive committee, risk committee and investment committee. Andy worked on the market leading Prufund range of investment products, helping to grow that business from creation in 2004 to over £50billion AUM. Most recently Andy has been working as a Consultant at Standard Life, focussing on developing a number of innovative retirement products for market, such as a new smoothed managed fund, the Standard Life Smoothed Return Pension Fund.
Continuing Professional Development (CPD)
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