Skip Header


Whatever your clients’ retirement dreams may be, our Pension takes the effort out of planning for their autumn years.

We’ve introduced phased drawdown on our pension

We've now launched the ability for you to do automated regular crystallisations which can be set up, tracked and managed online, with the option to pay regular (monthly, quarterly, half yearly or annually on the 10th or 25th of the month) PCLS only or combined with regular taxable income.

Our pension is designed to offer value, choice and options at retirement with all the flexibility you need, including death benefit planning, and an extensive range of investment options.

Recommending our product wrappers

Key aspects of our pension

In a world of pension flexibility and freedom, selecting the right pension product for your clients is more important than ever before. We believe our low-cost pension offers a flexible solution for your clients – both pre- and post-retirement.

Recommending our pension

Benefits at a glance

  • Great value – an annual Service Fee of just 0.25%, plus an Investor Fee of £45 if not being paid on another account
  • Over 5,000 investment options, including company shares, investment trusts and ETFs
  • Cash withdrawal and drawdown options – at no extra cost
  • Adviser charging options – you can take initial, ongoing and specified ‘one-off’ fees
  • Full platform integration – with all our services, including model portfolios and management information reports
  • Online illustrations and dealing – for all transactions

Supporting you with your pension due diligence

A guide covering the reasons why you can recommend our Pension to your clients.

Expression of Wish and Nomination Guide

A guide to help your client, when considering their Expression of Wish and Nomination options.

Contact us

If you would like to talk to one of our specialists about our pension, please email us with a brief explanation of your enquiry and we will be in touch as soon as we can.

The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age. The value of investments and the income from them can go down as well as up so your client may get back less than they invest.

Retirement and tax planning support

Explore our range of guides, factsheets and videos to help support you and your clients.

Help and support

Access FAQs and user-friendly guides structured around day-to-day tasks you carry out.

Fund information and factsheets

Investment Finder offers you a range of search criteria to help you find fund and exchange-traded investments for your clients.