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Pensions 'in-depth': the lifetime allowance

Establishing the client’s individual lifetime allowance (LTA)

Here you'll find some support material highlighting key considerations when assessing an individual’s pension savings and the impact of the LTA.

Your LTA checklist

Here we highlight relevant considerations when assessing an individual’s pension savings and the impact of the LTA, through 4 steps:

  1. Establishing the amount of the individual’s LTA
  2. General enhancements and reductions to an individual’s LTA
  3. Considering how and when benefits will be tested against LTA
  4. Salient considerations and working through options and possibilities
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Your LTA technical guide

A useful reference aid that includes all the detail around:

  • Transitional protection
  • LTA enhancements/reductions
  • Benefit crystallisation events (LTA test trigger events)
  • The LTA charge
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Client-friendly LTA guide to help discussions

Share this guide with your clients which covers:

  • Who could be affected
  • How to calculate the value of their pensions
  • What steps those affected can take to minimise tax bills
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Questions and feedback

Are there any other questions that you have on this subject? Whilst, we can’t undertake to respond to you individually, we’d like to take account of your feedback to help develop material that best assists you.

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Retirement and pensions training

46 short retirement videos, totalling over five hours of learning.