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Frequently asked questions

Entry into the fund

What is the Standard Life Smoothed Return Feeder Pension Fund?
Does 'smoothing' apply to the Standard Life Smoothed Return Feeder Pension Fund?
Can a client invest in the Standard Life Smoothed Return Pension Fund within a capped drawdown account?
What is the Estimated Growth Rate (EGR)?
Can a client purchase the 'Standard Life Smoothed Return Pension Fund' as part of a transfer in?
Can a client purchase the 'Standard Life Smoothed Return Pension Fund' as part of a re-registration into the Fidelity Adviser Solutions platform?
Can a client sell while their investment is held within the Standard Life Smoothed Return Feeder Pension Fund?
Am I able to produce an illustration for the Standard Life Smoothed Return Pension Fund?
What pre-sales documents are available for clients?
Within which SIPP accounts can a client hold the Smoothed Return Pension Fund?
Which transactions could I see on the Smoothed Return Pension Feeder Fund?
What supporting material will be available to advisers?
How can I reconcile investment growth against the historic Estimated Growth Rate (EGR)?
Why is the growth rate on the illustration different to the Estimated Growth Rate?
What documentation will clients receive when they invest into the Standard Life Smoothed Return Pension Fund?

Ongoing management

How many decimal places will a holding be shown to?
What happens to the holding if a client de-links from my adviser firm?
How will the fund be displayed on the client summary screen?
Will the fund be visible within Fidelity's reporting tools?
Will the fund be available in back-office reports?
How is the fund priced?
If a client's holdings are already linked to a model portfolio, can they hold the Standard Life Smoothed Return Pension Fund within a separate account?
How does the pricing of the Standard Life Smoothed Return Pension Fund differ from that of other funds?
What is the underlying NAV of the fund?
How is investment performance measured?
How does the performance of the fund compare to other multi-asset investments?
How frequently is the Estimated Growth Rate (EGR) reviewed?
What situations could result in a Unit Price Adjustment?
Are there any transactions which can't be placed while an investment is held within the feeder fund?
Will any other transactions be subject to delay in the future?
Why are the costs for the Standard Life Smoothed Return Pension Fund higher than for other actively-managed multi-asset products?
Can I take a fee from the Standard Life Smoothed Return Pension Fund?
Can a switch into the Standard Life Smoothed Return Pension Fund be made and how does it work?
Can a client switch out of the Standard Life Smoothed Return Pension Fund into Exchange Traded Investments?
What is the deal cut off time?
Where will the Standard Life Smoothed Return Pension Fund be placed in the hierarchy for disinvestment when crystallising?
Can smoothing within the Standard Life Smoothed Return Pension Fund be suspended?
Why is there limited data available in the Oneview Portfolio X-Ray tool?

Withdrawals from the fund

What happens when a client switches or sells the Standard Life Smoothed Return Pension Fund?
What is the 90 calendar-day rule?
When selling, is the sale carried out on a unit-based sell or a percentage-based sell?
If the client sells the Standard Life Smoothed Return Pension Fund, how long will it take for the money to reach their bank account?
Can a client re-register out of the 'Standard Life Smoothed Return Pension Fund'?
Can a client transfer out of the 'Standard Life Smoothed Return Pension Fund' as cash?
Why are some transactions delayed?
Which transactions are not subject to a 10 working day delay?
Why can a client only place one switch or sell out of an account within 90 calendar days?
Is there a 10 working day delay when a client wants to PCLS?
Is there a 10 working day delay when a client wants to take taxable income (drawdown income)?