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Estimated Growth Rate and Unit Price Adjustments

The EGR is an annual percentage rate that Standard Life use, together with the fund charges, to calculate any increase to the unit prices at the end of each working day. 

The EGR is calculated using long term growth expectations of the underlying assets. In order to arrive at the EGR they use data from external asset management companies who specialise in the analysis of different asset types and how they might perform in the future market conditions. The EGR is wholly based on the data supplied to by the asset management companies. Standard Life scrutinise the data used to ensure that the analysis from which it is derived is reasonable and will change the company used if need be.

The EGR is reviewed on a quarterly basis. If the review date is due to take place on a non-working day such as a bank holiday, this is moved to the next working day. These reviews can result in an increase, decrease or no change to the current EGR. If exceptional conditions exist that significantly alter the external asset management company’s outlook of financial markets, Standard Life will carry out an additional review of the EGR to update the current rate.

The current and historical EGRs are available below. While the unit price of the fund will normally increase in line with the EGR, minus the Annual Management Charge, the unit price can be adjusted so it’s closer, or equal, to the price of the Underlying Fund.

The EGR published on this website should not be relied upon for the current applicable EGR on any given date. It reflects the latest information provided by Standard Life which is subject to change. Any change to the EGR will be published within 1 Business Day. For the current applicable EGR, please contact Standard Life.
 

  Estimated Growth Rate (EGR) Unit Price Adjustment (UPA)
EGR (%) From To UPA (%) Date Type Of Adjustment
Standard Life Smoothed Return Pension Fund 6.34% 31.01.24        

Have you got further questions or would like more information?

If you have any questions or would like more information about the Standard Life Smoothed Pension Return Fund, then please contact Standard Life by email here.

Should your query be related to your use of the platform in relation to selecting this fund please contact us by email here.

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