Contact us Help & support New to Fidelity Adviser Solutions? Register Logout
Skip Header
Search
Log out
Menu
Close
Services

Services

Services Overview
About us
Back
About us
Who we are New to Fidelity Adviser Solutions? Flexible Investment and Retirement Solutions Awards Register to use our services The depth and breadth of our service Due diligence: choosing the right partner
Model portfolio services
Back
Model portfolio services
DFM services for advisory firms
Support services
Back
Support services
Bereavement Adviser fees services Reporting services Back office integration Information only advisers Transferring clients between firms Capital gains reporting Re-registrations and transfers What platforms do - an explanation for your clients Supporting vulnerable clients
Overview of Services section
Products & investments

Products & investments

Products & investments Overview
Products
Back
Products
Pension Flexible Investment and Retirement Solutions Standard Life Smoothed Return Pension Fund Standard Life Guaranteed Lifetime Income plan Taking retirement income ISA Investment Accounts Pension Trustee, Company and Trust accounts Cash The Canada Life International Bond Utmost Wealth Solutions − offshore bond products
Investments
Back
Investments
Funds AIM portfolios Exchange Traded Products Investment Trusts Shares Crypto Exchange-Traded Notes
Overview of Products & investments section
Sustainable investing

Sustainable investing

Watch now: SDR regulations webinar
Sustainable investing Overview
Adviser support
Back
Adviser support
Sustainable investing guide for advisers ESG criteria and considerations Ask the expert Webinar: Sustainable investing
Client support
Back
Client support
Advising clients on sustainable investing Sustainable investing glossary
Reports & research
Back
Reports & research
ESG Tracking Study Fidelity and Sustainability
Overview of Sustainable investing section
News & insights

News & insights

Helping clients with their financial wellness
News & insights Overview
News & Insights
Back
News & Insights
Insights and opinions Fidelity Adviser Solutions press releases Navigating income in decumulation Investment Outlook Understanding market volatility
Guidance & advice
Back
Guidance & advice
Financial adviser research Cybersecurity: keeping your business safe
Building profitable practices
Back
Building profitable practices
Building profitable practices Exploring the psychology of retirement Enhancing client relationships Helping clients with their financial wellness Financial wellness for business owners Women in financial planning
Overview of News & insights section
Technical resources

Technical resources

Webinar: Financial planning update
Technical resources Overview
Technical matters
Back
Technical matters
Tax year end planning tools and resources Financial planning considerations - webinar Solving the retirement income conundrum events Replacement of the lifetime allowance Retirement Income Pension Forum The Platform Clinic Pension, retirement and tax planning Pensions tax relief and annual allowances The beneficiaries flexi-access drawdown conundrum Retirement and pensions training Personal tax and trust planning training
More support
Back
More support
Consumer Duty Tax and Trust planning Literature library Request printed literature Compliance and regulatory matters Help and support
Paraplanner technical hub
Back
Paraplanner technical hub
Technical hub Retirement income Regulation, due diligence and compliance Training support
Overview of Technical resources section

Tax year end planning tools and resources

Welcome to your one-stop resource for everything tax year end related. Access tools, reports, and guidance to help you maximise pension and ISA allowances, plan for both tax years, and stay ahead of deadlines. Explore the hub now and access the support that helps you deliver the best outcomes for your clients.

Paul Richards and Paul Squirrell break down the key announcements from the latest Budget. From pensions and ISAs to personal taxation and inheritance rules, this discussion highlights what’s changed, what hasn’t, and the practical steps advisers should take now.

This summary covers the key changes that matter for financial planning - ISAs, pensions, tax thresholds, inheritance rules, and investment reliefs. It also explores the tax implications across different client scenarios and wrappers for the current tax year as well as for changes coming in April 2026 and April 2027.

Join Fidelity experts Paul Richards, Paul Squirrell, and Jon Hale on 22 January 2026 for an exclusive 45-minute session. Following the latest Government Budget announcement, are you ready to navigate what’s new and what’s next? The session is designed to help you deliver the best outcomes for your clients.

2025/26 tax tables

All the rates and thresholds in one place.

The LTA replacement regime explained

With the lifetime allowance replacement now in force, Paul Squirrell explains why this is good news for clients saving for their retirement.

Transitional tax-free amount certificates

Where clients accessed their pension prior to 6 April 2024 and used part or all of their LTA, they have the option to apply for a certificate providing them with additional allowances.

Our checklist is designed to highlight important considerations for clients making pension contributions. While there is no limit to the amount that can be saved into pensions each tax year, there is a limit in respect of the contributions that can potentially receive tax relief.

The Pension Forum

Paul Squirrell, our pension expert, answers technical questions which routinely come up. You can also submit questions you may have.

Creating retirement income for your clients

Here we present insights and ideas on ensuring a client’s income lasts a lifetime.

Help and support

Answers to the most commonly asked questions by users of our platform.

Flexible Investment and Retirement Solutions

Tailor and control retirement strategies using different investment approaches within the same pension account.

Client management

All aspects of your clients’ accounts managed through our secure online product administration system.

Adviser fees

A transparent and flexible approach to charging.

The value of investments and the income from them, can go down as well as up, so clients may get back less than they invest. The value of benefits depends on individual circumstances. The minimum age clients can normally access their pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless they have a lower protected pension age. Different options may have different effects for tax purposes, different implications for pension provision and different impacts on other assets and financial planning.

© FIL Limited 2025