Overview
Technical resources
Tax planning opportunities for 2025/26 Replacement of the lifetime allowance Retirement Income Pension Forum The Platform Clinic Pension, retirement and tax planning Pensions tax relief and annual allowances The beneficiaries flexi-access drawdown conundrum Retirement and pensions training Personal tax and trust planning training
Technical hub Retirement income Regulation, due diligence and compliance Training support
Technical matters
Technical matters
Tax planning opportunities for 2025/26 Replacement of the lifetime allowance Retirement Income Pension Forum The Platform Clinic Pension, retirement and tax planning Pensions tax relief and annual allowances The beneficiaries flexi-access drawdown conundrum Retirement and pensions training Personal tax and trust planning training
More support
Paraplanner technical hub
Paraplanner technical hub
Technical hub Retirement income Regulation, due diligence and compliance Training support
Pension
Whatever your clients’ retirement dreams may be, our Pension takes the effort out of planning for their autumn years.
Our pension is designed to offer value, choice and options at retirement with all the flexibility you need, including death benefit planning, and an extensive range of investment options.
Recommending our product wrappers
In a world of pension flexibility and freedom, selecting the right pension product for your clients is more important than ever before. We believe our low-cost pension offers a flexible solution for your clients – both pre- and post-retirement.
Benefits at a glance
- Great value – an annual Service Fee of just 0.25%, plus an Investor Fee of £45 if not being paid on another account
- Over 7,000 investment options, including company shares, investment trusts, ETFs and a smoothed return pension fund
- Cash withdrawal and drawdown options – at no extra cost, including a guaranteed lifetime income plan
- Adviser charging options – you can take initial, ongoing and specified ‘one-off’ fees
- Full platform integration – with all our services, including model portfolios and management information reports
- Online illustrations and dealing – for all transactions
Supporting you with your pension due diligence
A guide covering the reasons why you can recommend our Pension to your clients.
Expression of Wish and Nomination Guide
A guide to help your client, when considering their Expression of Wish and Nomination options.
Helpful documents
- Doing business with Fidelity through an adviser or intermediary
- Fidelity Client Terms for investors with an adviser or intermediary
- Client guide to our Pension – Helping you grow your retirement income
- Client guide - Smoothing your journey to retirement
- Client guide - an introduction the guaranteed lifetime income plan
Contact us
If you would like to talk to one of our specialists about our pension, please email us with a brief explanation of your enquiry and we will be in touch as soon as we can.
The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age. The value of investments and the income from them can go down as well as up so your client may get back less than they invest.
Related links
Retirement and tax planning support
Explore our range of guides, factsheets and videos to help support you and your clients.
Help and support
Access FAQs and user-friendly guides structured around day-to-day tasks you carry out.
Fund information and factsheets
Investment Finder offers you a range of search criteria to help you find fund and exchange-traded investments for your clients.