Fidelity WealthBuilder Model Portfolio Service

Fidelity believe a Model Portfolio Service should be focused on delivering the best client outcomes along with attractive risk-adjusted returns. To achieve this, the new Fidelity WealthBuilder Model Portfolio Service leverages the considerable advantages of Fidelity’s global scale, resources and investment approach.

Adopting a proven methodology that has flexibility at its core, the service has the advantage of scale, tapping into an enviable global investment network while benefiting from the lower trading costs that come with size. 

• Full access to Fidelity’s institutional strength – backed by over 470 investment professionals*, your clients benefit from Fidelity’s global research, scale and expertise which informs every investment decision.
• Multiple investment engines – an approach that harnesses Fidelity’s research, alternative strategies, macro insights, capital market assumptions and quantitative models to help keep the portfolios closely aligned to the agreed risk levels.
• Unconstrained thinking and pragmatic implementation – to optimise returns for clients, the portfolios are unconstrained in their flexibility and agile in execution across changing market conditions.
• Best-in-market opportunities with competitive pricing – capturing opportunities from the best traditional, boutique and alternatives managers from across the industry while keeping overall costs down (the underlying OCFs range from just 0.10% to 0.55%)**.
• Clear, engaging client reporting – transparent updates, easy to understand portfolio information and timely insights from our investment team.

* FIL Limited assets and resources as at 31 December 2025 - data is unaudited.

** The ongoing charge figures for all funds are estimated and actual expenses may be higher in the future. This figure may also vary from year to year

The service offers three sets of open architecture portfolios, with seven risk-calibrated options designed to optimise returns for every risk profile within each range. All the portfolios are powered by Fidelity’s active heritage but with different investment approaches:

1. The Active Range – designed for clients seeking enhanced returns through high-conviction active management.
2. The Blended Range – for clients prioritising balance and consistency through an approach that combines active and passive strategies.
3. The Passive Plus Range – built for cost-conscious clients seeking efficient market exposure through an approach that actively selects low-cost passive strategies from leading managers.

Important information - Please note that the value of investments and the income from them can go down as well as up so the client may get back less than they invest.