
Comprehensively straightforward retirement expertise
Our comprehensive – yet straightforward – range of solutions can help you meet all the evolving needs of clients planning for and their journey through retirement while our technical content and insights can support you when navigating the more intricate aspects of retirement planning.
A low-cost, flexible pension
Wrappers to meet all client needs
A growth option with added peace of mind
A guaranteed lifetime income within drawdown
We ask Laura Whetstone, Director at Lathe & Co Wealth Advisers, about the challenges financial planners and their clients have when approaching retirement, including cashflow reporting and the impact of the pensions and IHT policy changes. Paul Squirrell also asks John Hale how platforms are rising to these challenges and how they can support the changing income needs of clients through retirement.
00:00 - Insight into the current retirement income landscape
00:58 - The 2015 pension revolution
02:57 - When does retirement planning typically begin?
04:06 - What are the main challenges as a client approaches retirement?
04:58 - How important is cashflow forecasting?
06:40 - What impact will the policy changes on pensions and IHT have?
08:00 - How are platforms dealing with these Challenges?
09:20 - When do the client starts to draw their benefits?
10:44 - How does this fit with an adviser's Centralised Retirement Proposition?
12:13 - What is the most important role a provider must perform?
13:00 - Closing remarks
To help you navigate the more involved aspects of financial planning, our website contains an array of materials focused on the technical side of pensions and tax. These include insightful videos and factsheets that help to keep you on top of ever-changing regulation and rules – such as the replacement of the lifetime allowance regime.
Retirement is very different to what it once was. Many people now give up work in stages while today’s retirees are typically living much longer. They also have more freedom as to how they draw upon their retirement savings. Advisers need to take all these factors into account, managing and adapting clients’ plans as circumstances change.
Our range of retirement reports analyse these issues to show how practitioners can help clients achieve a better retirement:
- How much does a comfortable retirement cost?
- Countdown to retirement
- The foundations of retirement planning – ten pitfalls to avoid
- Investment risk and retirement
- Sustainable withdrawal rates for drawdown clients
- The impact of inflation on retirement planning
- Reinventing retirement
- Help your clients survive retirement
- The path through retirement