Contact us Help & support New to Fidelity Adviser Solutions? Register Logout
Skip Header
Search
Log out
Menu
Close
Services

Services

Services Overview
About us
Back
About us
Who we are New to Fidelity Adviser Solutions? Retirement expertise Awards Register to use our services The depth and breadth of our service Due diligence: choosing the right partner
Model portfolio services
Back
Model portfolio services
DFM services for advisory firms
Support services
Back
Support services
Bereavement Adviser fees services Reporting services Back office integration Information only advisers Transferring clients between firms Capital gains reporting Re-registrations and transfers What platforms do - an explanation for your clients Supporting vulnerable clients
Overview of Services section
Products & investments

Products & investments

Products & investments Overview
Products
Back
Products
Pension Standard Life Smoothed Return Pension Fund Standard Life Guaranteed Lifetime Income plan Taking retirement income ISA Investment Accounts Pension Trustee, Company and Trust accounts Cash The Canada Life International Bond Utmost Wealth Solutions − offshore bond products
Investments
Back
Investments
Funds AIM portfolios Exchange Traded Products Investment Trusts Shares
Overview of Products & investments section
Sustainable investing

Sustainable investing

Watch now: SDR regulations webinar
Sustainable investing Overview
Adviser support
Back
Adviser support
Sustainable investing guide for advisers ESG criteria and considerations Ask the expert Webinar: Sustainable investing
Client support
Back
Client support
Advising clients on sustainable investing Sustainable investing glossary
Reports & research
Back
Reports & research
ESG Tracking Study Fidelity and Sustainability
Overview of Sustainable investing section
News & insights

News & insights

Helping clients with their financial wellness
News & insights Overview
News & Insights
Back
News & Insights
Insights and opinions Fidelity Adviser Solutions press releases Navigating income in decumulation Investment Outlook Understanding market volatility
Guidance & advice
Back
Guidance & advice
Financial adviser research Cybersecurity: keeping your business safe
Building profitable practices
Back
Building profitable practices
Building profitable practices Enhancing client relationships Helping clients with their financial wellness Financial wellness for business owners Women in financial planning
Overview of News & insights section
Technical resources

Technical resources

Technical resources Overview
Technical matters
Back
Technical matters
Solving the retirement income conundrum events Tax planning opportunities for 2025/26 Replacement of the lifetime allowance Retirement Income Pension Forum The Platform Clinic Pension, retirement and tax planning Pensions tax relief and annual allowances The beneficiaries flexi-access drawdown conundrum Retirement and pensions training Personal tax and trust planning training
More support
Back
More support
Consumer Duty Tax and Trust planning Literature library Request printed literature Compliance and regulatory matters Help and support
Paraplanner technical hub
Back
Paraplanner technical hub
Technical hub Retirement income Regulation, due diligence and compliance Training support
Overview of Technical resources section

Retirement income

Navigating the current retirement landscape and changing trends to help your clients enjoy life, save and spend is not so simple today. There are a number of ways you can help clients, however, it’s clear that no one size fits all. 

We have pulled together thoughts and ideas to help you provide the retirement that your clients want.

Paul Squirrell and Jon Hale led a webinar with Professional Paraplanner, discussing the challenges paraplanners encounter in creating decumulation strategies. They looked at the needs of advisory firms and clients, explored guaranteed income solutions, and how these can be integrated with other investments to meet individual needs.

A simple way of securing guaranteed income in retirement, within drawdown, for your pension clients.

Replacement of the lifetime allowance

Here we examine the new rules and what they mean for your clients.

Challenges and strategies for income in retirement

Here we present some ideas and analysis on how clients can successfully navigate a life stage that can last 30 years or more.

Considerations around the State Pension

Guides and insights on the State Pension – the foundation block of retirement income planning for most retirees.

The beneficiary flexi-access drawdown conundrum

Pitfalls and issues to be considered with the payment of beneficiaries’ flexi-access drawdown death benefits.

Paul Squirrell, our pension expert, answers technical questions raised via our Pension forum.

Topics include:

  • An UFPLS withdrawal and the annual allowance tax charge
  • Employer’s contributions and PCLS recycling rules

© FIL Limited 2025