Flexible Investment and Retirement Solutions

By selecting the tabs below, you can find more information on the following:

• Features of the service
• How the service works
• Pre-sale illustrations
• Initiating a pension stock transfer
• Best practice for new accounts

The Flexible Investment and Retirement Solutions facility is available for both Pension Savings and Pension Drawdown Accounts. It allows you to efficiently create and maintain separate investment pots in separate accounts for a client, helping you to plan outcomes tailored to their differing needs and goals.

• Clients can hold segments of their pension in different accounts
• Separate investment strategies can be applied to each segment or pot
• Different Model Portfolios can be applied to each segment – managed by different DFMs, if desired
• Allows assets that cannot be held within models, such as the Smoothed Return Pension Fund, the Guaranteed Lifetime Income Plan, or cash holdings, to be held separately within the same Pension Arrangement
• Regular Savings Plans can be set up on one or numerous accounts
• Separate settings can be applied to each account, such as the rates for adviser and DFM ongoing fees
• Assets within each account can be transferred to other accounts as client needs change over time
• To support the advice process, standalone pre-sale illustrations can be produced for each client
• The facility is also available for ISA and Investment Accounts