ISA
Pension
Investment Account
Cash, Corporate & Trust and Bonds
Cash, Corporate & Trust and Bonds
Cash Trust, Pension Trustee and Company Account Canada Life Intl. Bond Utmost offshore bonds
OverviewDoing business with us
Here you’ll find all the information you need in order to do business with Fidelity, including due diligence materials to support your decision-making process and disclosure material for using with your clients.
‘Information only request’ service
The online ‘Information only request’ service is available to those adviser firms registered with Fidelity Adviser Solutions. The service provides access to these two reports:
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Client Report - this gives you information about the client’s accounts including details of the current valuation, assets held, performance, charges and other account details such as whether a regular contribution or withdrawal is set up on the account. You can set a date range back to April 2015.
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Money in and money out report - this provides all contributions and withdrawals for each account. It also includes a summary of contributions and withdrawals from the date the account(s) was first opened, totalled by transaction type. There is also a full breakdown of all individual contributions and withdrawals.
You can find more information on the Information-only advisers page.
FAQs
It is our policy to issue a current statement and valuation dating back to inception as this will provide answers to most of the information you require.
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The type of plan the client holds |
This will be shown on the statement and valuation |
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The start date |
This will be shown on the statement and valuation |
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Illustrations or projections for a client's pension account |
Your client can provide you with a copy of their annual benefit statement. We cannot provide you with this information |
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The initial amount invested |
This will be shown on the statement and valuation |
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Details of any subsequent lump sums invested |
This will be shown on the statement and valuation |
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Details of any regular contributions |
This will be shown on the statement and valuation |
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The current valuation |
This will be shown on the statement and valuation |
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The date of the valuation |
This will be shown on the statement and valuation |
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Any withdrawals from the investment |
This will be shown on the statement and valuation |
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The funds in the plan |
This will be shown on the statement and valuation |
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A full transaction history |
This will be shown on the statement and valuation |
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Current plan holders |
This will be shown on the statement and valuation |
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The death benefit if different to the current value |
This will be the same as the current value |
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The surrender value |
This will be the same as the current value |
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The future guaranteed value |
Not applicable to any of our products |
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Any guaranteed With Profits bonus rate |
Not applicable to any of our products |
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The potential for future bonuses |
Not applicable to any of our products |
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Any encashment penalties |
Not applicable to any of our products |
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Any market value adjustment |
Not applicable to any of our products |
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Any loyalty bonus payable under the contract |
Not applicable to any of our products |
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Any guaranteed growth rate |
Not applicable to any of our products |
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The remaining term of the policy |
Not applicable to any of our products |
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The ability to change the lives assured |
Not applicable to any of our products |
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Any exit penalties |
Not applicable to any of our products |
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Any chargeable events |
Not applicable to any of our products |
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Is internal fund switching allowed? |
Yes |
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What is the total ongoing charge for each fund? |
Please refer to the relevant factsheet for each fund. You can use our Investment Finder tool to find a fund. The fund factsheets will appear once a fund is chosen. |
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Where can I find fund factsheets? |
Please use our Investment Finder tool to find a fund. The fund factsheets will appear once a fund is chosen. |
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Is it possible to transfer or re-register the account to a different provider? |
It is possible to transfer from or to another provider as cash or in-specie (depending on the eligibility of the funds held). Please note any investment transferred as cash will remain out of the market during the transfer process. |
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What charges are applied to the account? |
We charge a service fee of 0.25% per annum based on the value of the assets held with us. In addition, clients will pay an Investor Fee of £45 per annum payable in monthly instalments. Further information relating to our charges If your client is a Fidelity Personal Investing customer, they will pay an annual service fee based on the value of their investments. For investments below £7,500, this is a flat fee of £45. The service fee becomes tiered for investments over £7,500 and customers will typically pay 0.35%. |
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What are the charges for switching? |
We do not impose an additional fee for switching between mutual funds. |
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Is there a bid/offer spread on your funds? |
Bid/offer spreads apply only to our unit trust range and are a standard feature of this type of investment. |
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Are there any additional charges? |
In addition to our charges, the client will pay annual ongoing fund charges relating to the underlying funds they are invested in. When selling or buying exchange traded investments, no charge will apply if the deal is placed through an intermediary, if the client deals on their own behalf there will be a £10. |