ISA and Investment Account

Here you’ll find a range of materials available, including guides to help with client discussions. We’ve also detailed the Bed and ISA process and provided some pointers for calculating capital gains on Investment Accounts.

The option to apply for Advance and Dual year ISAs online is now open.

If you are investing for the next tax year, this money will be held in cash outside of the ISA and will be visible online in the Cash Management Account. We will invest into the chosen investment strategy on the first day of the new tax year (6 April 2025).

How to instruct an Advance or Dual year ISA

• For existing accounts, within the ISA under the ‘actions’ menu select ‘top up’ and continue through to submission.
• For new accounts, this can be accessed via the ‘open a new account’ service.

Monies can be received via bank transfer as well as cheque. The deal must be submitted online first and the instruction reference number produced can be used as the payment reference. This will help to avoid delays and risk any monies being sent back to the client. The bank details to use for lump sums into ISAs and Investment Accounts are:

Account name: Financial Administration Services Limited
Sort code: 20-93-32
Account number: 83385787
Reference: Instruction reference (this will be shown within the online instruction summary)

If paying by cheque:

• A payment slip will be available to print at the end of the online service
• The payment slip and cheque should be posted to us at: Fidelity, PO BOX 391, Tadworth, KT20 9FU

The deadline for lump sum contributions for this tax year, for both the application and monies is 5 April 2025.

Further information

The value of investments and the income from them can go down as well as up so your client may get back less than they invest.