Pre-sale illustrations

The first step is to define the investment approach for the account – select either ‘Model Portfolio’ or ‘Manual investing’.  If using a Model Portfolio, you can then select the Model Portfolio you would like to use for the account.

You can then indicate whether any instructions need to be added to the account (the precise details will be added in the next stage of the process).

The next step is to enter the starting value once the transfer has taken place.

• Enter the starting value of the account (the amount before any fees are taken)
• Enter your firm’s initial fee, as appropriate
• If the account already exists, you can add a separate transfer in value along with an initial fee - use the ‘Amount to Invest’ box to enter this amount
• You can then choose the investments (manual approach) or, if a model portfolio approach has been selected, the model will already be shown.

Now add the details of any regular savings plans.

• Enter the details of the contributions (Personal, Employer, and Third-party options are available).  You can enter the Net Amount, and the system will calculate the tax relief and gross amount
• Enter the investments, if applicable (this will be pre-populated if a model portfolio has been selected)

The next stage is to add the details of the ongoing fees that will apply to the account.

• Enter your firm’s Adviser Ongoing Fee
• Enter the DFM Ongoing Fee (if applicable)
• Define how fees should be funded in the event of a shortfall.  The options are to use the default approach or to select one of the investments to be used as a source of the fee if enough cash is not available.

Finally, define how any dividend income should be treated.

• Enter the top-level account setting
• Enter individual investment level overrides, if required.

A summary of the account(s) is now shown.

• Accounts can be edited, if required
• If all accounts have been added, you can move to the illustration phase
• If other accounts are required, click the ‘Add another account’ button.

A personal illustration can now be downloaded. You also have the option to download:

• Client terms
• Doing business with Fidelity document
• Client Fee Authority form
• Fund documents.

Please note: where multiple accounts and funds have been specified, it can take over a minute to generate the illustration.

The first step is to define the investment approach for the account – select either ‘Model Portfolio’ or ‘Manual investing’. If using a Model Portfolio you can then select the Model Portfolio you would like to use for the account.

You can then indicate whether any instructions need to be added to the account (the precise details will be added in the next stage of the process).

The next step is to enter the starting value once the transfer has taken place.

• Enter the starting value of the account (the amount before any fees are taken)
• Enter your firm’s initial fee, as appropriate
• If the account already exists, you can add a separate transfer in value along with an initial fee - use the ‘Amount to Invest’ box to enter this amount
• You can then choose the investments (manual approach) or, if a model portfolio approach has been selected, the model will already be shown.

If this option is required:

• Enter the GLI value and monthly income (from the illustration or the existing GLI account)
• Enter the GLI plan or quote number.

Up to 10 GLI tranches can be added to the illustration.

If a pension income is to be taken from the Pension Drawdown Account:

• Enter the regular income amount, the disinvestment approach and frequency of the payment
• The projected disinvestments for each investment are then shown.

The next stage is to add the details of the ongoing fees that will apply to the account.

• Enter your firm’s Adviser Ongoing Fee
• Enter the DFM Ongoing Fee (if applicable)
• Define how fees should be funded in the event of a shortfall. The options are to use the default approach or to select one of the investments to be used as a source of the fee if enough cash is not available.

Now define how any dividend income should be treated.

• Enter the top-level account setting
• Enter individual investment level overrides, if required.

A summary of accounts is now shown.

• Accounts can be edited, if required
• If all accounts have been added, you can move to the illustration phase
• If other accounts are required, click the ‘Add another account’ button.

Finally, add the annuity assumptions.

• Enter the individual’s age along with the other requested details
• Add a beneficiary, if required, with a percentage.

A personal illustration can now be downloaded. You also have the option to download:

• Client terms
• Doing business with Fidelity document
• Client Fee Authority form
• Fund documents.

Please note: where multiple accounts and funds have been specified, it can take over a minute to generate the illustration.