Utmost offshore bonds

Our fund range is available within the following options:

• Utmost Limited − Evolution and Estate Planning Bonds
• Utmost PanEurope DAC − Selection and Generation Planning Bonds.

As these are Utmost products, all aspects of the administration, including illustrations and the facilitation of adviser fees, are managed by Utmost Limited and Utmost PanEurope DAC. The underlying assets sit on our platform alongside a client's other accounts in the form of a corporate account in the name of Utmost. Underlying clients are identifiable by a unique designation.

Guide to investing in an Utmost Wealth Solutions International Bond

Applying

The application process should be instigated directly with Utmost. Once the client’s money has been transferred to us from Utmost, the money will initially be placed into the Fidelity Cash Fund. You then have the freedom to switch online into the client’s preferred investment options. As with the other investment wrappers available on the platform, clients benefit from unlimited free switching (for dual priced funds there may be an additional bid-offer spread and fund managers may levy buy and sell charges). If you choose to invest in exchange-traded investments for your clients, then a low dealing fee will apply.

• Sell form – Utmost Limited (to be completed by advisers to fund an investment in Utmost Limited offshore bond)
• Sell form – Utmost PanEurope DAC (to be completed by advisers to fund an investment in Utmost PanEurope DAC offshore bond)

Permitted investments

As you will be aware, some fund types are not permitted within an offshore bond wrapper. Please ensure the funds you wish to access are permissible under the offshore bond rules. Our online fund range is not restricted – please refer to the Utmost Investment parameters if you are in any doubt.

Further information

For further information, please contact Utmost's Customer Support team directly:

• Telephone: +44 (0)1624 643 345
• Email: customersupport@utmostwealth.com

Alternatively, please speak to your usual Fidelity representative.