Investing for children
In this section, you’ll find all the information you need about investing for children within a Junior ISA or Junior Pension on behalf of clients. You’ll also find Q&As where we answer common queries, such as who may contribute and the rules around making withdrawals.
Opening a Junior ISA
The following conditions apply when opening a Junior ISA on behalf of a client:
- Junior ISA accounts can only be opened by someone with parental responsibility for the child (parent or legal guardian), but other family members and friends can then make contributions
- The account will be held in the name of the child and the parent or legal guardian will be the registered contact on the account
- The child must be under the age of 18 and a UK resident
- A new Junior ISA account can be opened with a £1,000 lump sum investment or from just £50 per month as part of a regular savings plan
- The maximum amount that can be invested into a Junior ISA in the current tax year is £9,000
- You can also transfer existing Junior ISAs held with other providers to our platform via an online application. This can be through a re-registration or cash transfer.
How to re-register a Junior ISA account is covered in this video.
How to move a Junior ISA account to us in cash (a cash transfer) is covered in this video.
Useful links
Frequently asked questions
Related content
About our ISA
The features of our ISA, including charges, and the rules and procedures relating to inherited ISAs (including forms).
Fund information and factsheets
Investment Finder offers you a range of search criteria to help you find fund and exchange-traded investments for your clients.
Technical matters hub
A hub dedicated to bringing you a wide range of guides and support on retirement and tax planning.