Account dealing

If no other adviser firms are linked to the account(s), the client will be moved to Fidelity Personal Investing. The service fee charged will depend on the client’s total investment value.

Yes, we will send written confirmation to both you and the client.

All fees will be stopped, adviser fee payments accrued before the accounts are delinked will still be deducted and paid to your firm.

Yes, the client will retain their existing investments except for any investments in the Standard Life Smoothed Return Pension Fund, which will be sold.

Adviser initial fees from a client’s regular savings plan(s) will be stopped, although the regular savings plans themselves will continue to collect unless instructed otherwise by the client.

Regular tax-free cash payments will stop immediately, and we will send written confirmation of this to the client.

Regular taxable income payments will continue until the pension drawdown account no longer has sufficient funds to make a regular payment.