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Insights and opinions

Expert opinions on markets, trends and financial planning.

The objective of this page is to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications. Content is not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or investment by any Fidelity entity or any third-party. Please note that the views expressed may no longer be current.

Why defence makes sense

Jason Borbora-Sheen and John Stopford of Investec Asset Management, look at why, even outside of periods of increased recession risk, defence strategies that emphasise drawdown management makes good sense for investors.

John Stopford & Jason Borbora
John Stopford & Jason Borbora
Co-Portfolio Managers, Investec Asset Management
01 Oct 2019

Active management and the predictability of markets

With passive funds becoming increasingly popular with investors, Peter Elston of Seneca Investment Managers talks about the predictability of financial markets, the basis of active management and some of the key protagonists.

Peter Elston
Peter Elston
Chief Investment Officer, Seneca Investment Managers
19 Sep 2019

Why the insurance sector is not all about meerkats and nodding dogs

Nick Martin, Fund Manager of the Polar Capital Global Insurance Fund, looks at the role insurance has provided as the bedrock of some of the world’s most successful companies − a sector often overlooked by investors due to bad experiences.

Nick Martin
Nick Martin
Fund Manager, Polar Capital Global Insurance Fund
05 Sep 2019

Liquidity matters

Solomon Nevins from Architas discusses the buying and selling of investments, the impact a lack of liquidity can have and how Architas strive to avoid the pitfalls of investing in illiquid assets.

Solomon Nevins
Solomon Nevins
Senior Investment Manager, Architas
08 Aug 2019

How AIM could mitigate Inheritance Tax on ISAs

Sam McArthur, of Puma Investments, explains how accessing an AIM portfolio service can offer the potential growth opportunities of AIM stocks combined with the benefits of Inheritance Tax mitigation.

Sam McArthur
Sam McArthur
Chief Operating Officer, Puma Investments
30 Jul 2019

Why H&M is one of my High Street heroes – Newton’s Clay

Nick Clay, Lead Manager of the Newton Global Equity Income strategy, explains why he has held Hennes & Mauritz (H&M) for several years – a company whose ESG credentials are streets ahead of its peer group.

Nick Clay
Nick Clay
Lead Manager of the Newton Global Equity Income strategy
25 Jul 2019

Making a difference (and a return)

John William Olsen of M&G Investments, reflects on the scale of challenges the world is facing and the need to act now to protect the future of the planet. He believes that impact investment should increasingly help drive solutions.

John William Olsen
John William Olsen
Fund Manager, M&G Investments
09 Jul 2019

Retail therapy

Martin Foden, Head of Credit Research at Royal London Asset Management considers the challenges of investing in the retail sector and how to be protected if things go wrong.

Martin Foden
Martin Foden
Head of Credit Research, Royal London Asset Management
27 Jun 2019

The annual allowance charge and Scheme Pays requests

Paul Squirrell takes a step-by-step approach to calculating client’s annual allowance charges.

Paul Squirrell
Paul Squirrell
National Pensions Sales Manager, FundsNetwork
20 Jun 2019

Investing in US equities late in the cycle

Michael Bell, Global Market Strategist for J.P.Morgan Asset Management, explores how carefully selecting value stocks for a portfolio can be similar to managing a football team.

Michael Bell
Michael Bell
Global Market Strategist for J.P.Morgan Asset Management
13 Jun 2019

Demystifying the technical aspects of pensions

With incessant industry change from a regulatory, legislative and technical perspective, Paul Richards, Head of Sales, reflects on how FundsNetwork offers advisory firms comprehensive technical support.

Paul Richards
Paul Richards
Head of Sales, FundsNetwork
27 May 2019

The State Pension: two separate systems

Paul Squirrell looks at the differences between the old and new State Pensions and the options open to clients should they wish to boost their entitlement or defer their State Pension.

Paul Squirrell
Paul Squirrell
National Pensions Sales Manager, FundsNetwork
27 May 2019

Making the most of an investment edge

Peter Elston, CIO at Seneca Investment Managers, reflects on the fact that investment success, very much like skill or luck games, depends on understanding your edge and profiting from it.

Peter Elston
Peter Elston
Chief Investment Officer, Seneca Investment Managers
17 May 2019

Modi: not out?

Ewan Thompson of Neptune Investment Management discusses the Indian growth story. Here he explains why India remains one of the most attractive long-term markets.

Ewan Thompson
Ewan Thompson
Head of Emerging Market Equities, Neptune Investment Management
08 May 2019

The lifetime allowance: the devil’s in the detail

The pension lifetime allowance (LTA) was introduced as part of ‘pension simplification’ back on A-Day in April 2006. LTA planning, however, can be far from straightforward given the constant changes made to the allowance over the years.

Paul Squirrell
Paul Squirrell
National Pensions Sales Manager, FundsNetwork
02 May 2019

The perils and potential of investing in the UK stock market

George Godber and Georgina Hamilton, Fund Managers at Polar Capital, look at the over-riding emotions around investing in the UK.

George Godber and Georgina Hamilton
George Godber and Georgina Hamilton
Fund Managers at Polar Capital
24 Apr 2019

Income: the engine that drives returns

John Stopford of Investec explains why he sees income like a dependable engine, able to drive returns through the ups and downs of the investment cycle.

John Stopford
John Stopford
Head of Multi Asset Income, Co-Portfolio Manager Investec Diversified Income Fund
08 Apr 2019

Listed infrastructure: investing in society’s essential services

Alex Araujo of M&G explains that infrastructure holds an important place in the fabric of modern society and why the private sector will play a significant role in its restoration.

Alex Araujo
Alex Araujo
Fund Manager of the M&G Global Listed Infrastructure Fund
18 Mar 2019

Five themes for 2019

Karen Ward of J.P. Morgan Asset Management, looks at five key themes for markets this year and reminds investors that this is not a time to be distracted by turbulence.

Karen Ward
Karen Ward
Chief Market Strategist for EMEA, J.P. Morgan Asset Management
21 Feb 2019

A look into the asset leasing sector

Mayank Markanday of Architas explains what he believes are the benefits of alternative investments. Here he reviews the aircraft leasing sub-sector.

Mayank Markanday
Mayank Markanday
Investment Manager, Architas
05 Feb 2019

2019 Investment outlook – European equities

Jeffrey Taylor, Invesco’s Head of European Equities, looks back at what investors had to deal with in 2018 and how pessimistic they have become. He also looks forward to 2019 and feels the outlook for domestic demand looks good.

Jeffrey Taylor
Jeffrey Taylor
Head of European Equities, Invesco Henley Investment Centre
24 Jan 2019

Don’t wait for good news to buy UK equities

Alex Wright from Fidelity International explains why 2019 could turn into a surprisingly positive year for investors brave enough to buy UK equities before the good news.

Alex Wright
Alex Wright
Portfolio Manager, Fidelity Special Situations Fund and Fidelity Special Values PLC
10 Jan 2019

We’re all going to die… wealthy?

The 2015 pension reforms changed the way you take income in retirement. But with freedom comes responsibility. You now have to work out how to make your pension last, so you don’t run out of money.

Matt Jones
Matt Jones
Third Party Distribution Business Development Manager, Royal London Asset Management
05 Dec 2018

Out with the new and in with the old?

As rock-bottom interest rates draw to a close and US short-term real yields return to positive territory, Dr Niall O’Connor of Brooks Macdonald, looks at what the end of quantitative easing means for investors.

Niall O’Connor
Niall O’Connor
Deputy-Manager of the Defensive Capital Fund, Brooks Macdonald
27 Nov 2018

Unconstrained investing – The freedom to perform

Thomas Moore of Aberdeen Standard Investments tells us why volatility in the UK equity markets has created numerous investment opportunities and why his investment approach is ideally suited to capture these opportunities.

Thomas Moore
Thomas Moore
Fund Manager, Aberdeen Standard Investments
22 Nov 2018

2018 Autumn Budget

Pensions and savings takeaways

FundsNetwork
FundsNetwork
Update
30 Oct 2018

Nowhere to hide from volatility?

Stuart Canning of M&G Investments reflects on how 2018 has been a volatile year across regions and asset classes. As a result, absolute return funds have emerged as a likely solution.

Stuart Canning
Stuart Canning
Research Analyst, M&G Investments
24 Oct 2018

An alternative option

Mayank Markanday of Architas explains why he believes that assets offering something different to investors could become increasingly attractive. Here he puts two different sub-asset classes under the microscope.

Mayank Markanday
Mayank Markanday
Investment Manager, Architas
25 Sep 2018

The Connected Farm: How AgTech is utilising data to change the future of agriculture

Jeneiv Shah, of Sarasin & Partners, looks at why investing in food and agriculture is attractive with the ‘food economy’ currently on a structural upward growth trajectory.

Jeneiv Shah
Jeneiv Shah
Deputy Fund Manager and Analyst
20 Sep 2018

The lure of renewables

After years of debate over costs versus rewards, has renewable energy finally come of age? Paul Flood surveys the market landscape.

Paul Flood
Paul Flood
Portfolio Manager, Newton, a BNY Mellon company
05 Sep 2018

Growth & income investing in emerging markets

Julian Mayo discusses the increasing dividends that emerging market companies are offering shareholders.

Julian Mayo
Julian Mayo
Senior Vice President and Chief Investment Strategist, Fiera Capital
23 Aug 2018

How flexible is flexible?

Andrew Harman explores the pitfalls to avoid in order to stay true to your investment process.

Andrew Harman
Andrew Harman
Portfolio Manager, First State Diversified Growth Fund
18 Jul 2018

Five points about active management

Peter Elston outlines five key points he believes are key when considering actively managed solutions.

Peter Elston
Peter Elston
Chief Investment Officer, Seneca Investment Managers
04 Jul 2018

High Yield – Bifurcation creating opportunities in the retail sector

Thomas Moore explores opportunities for bond investors, with many household names coming under scrutiny.

Thomas Moore
Thomas Moore
Fund Manager, Invesco Perpetual
13 Jun 2018

Infrastructure – investing for growth

Steven Kempler on how underinvestment in infrastructure affects global listed infrastructure as an asset class.

Steven Kempler
Steven Kempler
Portfolio Manager, Maple-Brown Abbott Global Listed Infrastructure
30 May 2018

Actively allocating to an improved UK outlook

George Godber on how investors can make the most of opportunities against an improved UK outlook.

George Godber
George Godber
Fund manager, Polar Capital UK Value Opportunities Fund
22 May 2018

Are defensive assets a safe bet?

Bill McQuaker discusses why we’ve seen an atypical response from traditionally ‘defensive’ assets.

Bill McQuaker
Bill McQuaker
Portfolio Manager, Multi Asset Open range, Fidelity International
10 May 2018

New technology and long-term economic growth

A look at the effect of technological change on the global economy and labour force.

John Bilton
John Bilton
Head of Global Multi-Asset Strategy, Multi-Asset Solutions, J.P. Morgan
04 Apr 2018

Keeping the lid on risk

Thomas wells explains why volatility isn’t necessarily a very good measure of risk.

Thomas Wells
Thomas Wells
Multi-Asset Fund Manager, Aviva Investors
13 Mar 2018

Where should investors look for opportunities in 2018?

Hugh Young of Aberdeen Standard Investments Asia, reflects on the fact that after a turbo-charged 2017, investors have become nervous of a market sell-off. But while the bull cycle is ten years old, its end is not necessarily imminent.

Hugh Young
Hugh Young
Managing Director of Aberdeen Standard Investments, Asia
28 Feb 2018

A guide to ‘defensification’

John Stopford and Jason Borbora of Investec Diversified Income Fund reflect on how investors can protect themselves against the risk of a market sell-off now.

John Stopford & Jason Borbora
John Stopford & Jason Borbora
Co-Portfolio Managers, Investec Asset Management
12 Feb 2018

The good, the bad and the ugly

Torcail Stewart of Baillie Gifford explains that in this buoyant market, the preferred vehicles tend to be Exchange Traded Index funds (ETFs), funds that seek to replicate and track the market.

Torcail Stewart
Torcail Stewart
Investment Manager, Baillie Gifford & Co
01 Feb 2018

How to protect cautious investors against the threats of normalisation

Sam Liddle of Church House Investment Management, explores how Floating Rate Notes provide a hedge against rising interest rates, as well as a higher return than deposit cash, with full liquidity and low volatility.

Sam Liddle
Sam Liddle
Sales Director, Church House Investment Management
23 Jan 2018

Innovative companies

Ian Mortimer of Guinness Global Innovators explains that innovative companies can maintain a competitive edge which translates into superior financial and stock performance. That’s why assessing innovation is key when assembling growth stocks.

Ian Mortimer
Ian Mortimer
Portfolio Manager, Guinness Global Innovators
04 Dec 2017