About us
Model portfolio services
Support services
Support services
Bereavement Adviser fees services Reporting services Back office integration Information only advisers Transferring clients between firms Capital gains reporting Re-registrations and transfers What platforms do - an explanation for your clients IPOs and Placings Supporting vulnerable clients
OverviewNews & Insights
News & Insights
Insights and opinions Fidelity Adviser Solutions press releases Building profitable practices
Building profitable practices
Guidance & advice
Technical matters
Technical matters
Replacement of the lifetime allowance Retirement Income Pension forum Pension, retirement and tax planning Pensions tax relief and annual allowances The beneficiaries flexi-access drawdown conundrum Retirement and pensions training Personal tax and trust planning training Compliance and regulatory matters Using technology to manage regulatory change
More support
Tax and trust planning
While asset allocation is invariably the starting point for helping clients achieve their goals, effective tax planning is also crucial. Trusts can also play a powerful role in financial planning.
Tax planning with our range of Trusts
Our wide range of trusts can help with client tax planning needs, especially inheritance tax mitigation. They can also be used to exercise control over the passing of personal wealth to other individuals.
The Bare Gift Trust
For those wishing to make an outright gift into a trust and are certain who the beneficiaries will be and in what proportion.
The Bare Loan Trust
For those wishing to retain access to their original capital, with any growth accruing held for the benefit of the beneficiaries. The investor should be certain of who they want to benefit from the trust and in what proportion.
The Discretionary Gift Trust
For those wishing to make an outright gift into a trust and who want to retain flexibility over who the beneficiaries will be, by how much and when.
The Discretionary Loan Trust
For those wishing to retain access to their original capital, with any growth accruing held for the benefit of the beneficiaries. The investor retains flexibility over who will benefit from the trust, by how much and when.
Important information
We cannot give advice regarding the legal or tax effects of the trusts, and will not accept responsibility for any loss occurring from their use. Independent legal advice should be sought to ensure a trust meets a client’s needs.
Personal tax and trust planning training
This section is designed to help you with your upcoming CII AF1 exams, or simply help refresh your knowledge.